What should you know before buying a home?
Here are some tips that could save you a lot of time, money and trouble.
  • Plan ahead. Establish good credit and save as much as you can for the down payment and closing costs.
  • Get pre-approved before you start looking.
    Not only do real estate agents prefer working with pre-qualified buyers; you'll have more negotiating power.
  • Set a budget and stick to it.
  • Know what you really want in a home. How long will you live there? Is your family growing? What are the schools like? How long is your commute? Consider every angle before diving in.

Thinking about buying or selling
a home?

Meet us at Juxta Center for a
free consultation.

Contact Riki Ballerscheff at:
            (727) 688-2520

  • Make a reasonable offer. To determine a fair value on the home, ask us for a comparative
    market analysis listing all the sales prices of
    other houses in the neighborhood.
  • Keep your day job. If there is a career move in your future, make the move after your loan is approved. Lenders tend to favor a stable employment history.
  • Do not add to your debt. If you increase your debt by financing a new car, boat, furniture or other large purchase, it could prevent you from qualifying.
  • Timing is everything. If you already own a home, you may need to sell your current home to qualify for a new one. If you are renting, simply time the move to the end of the lease.